– for the trucking industry –

Quick and dependable funding to keep your cash flowing and your company growing. Get started with Trilogy today to help your business reach its highest potential.



Same Day Funding

No Hidden Fees

Competitive Rates

Fuel Card Program

Mobile App

Leasing Services

Excellent Customer Service

About Us

Who We Are


Trilogy provides factoring services to the U.S. trucking industry by directly supporting the cash flow and fiscal operations of our customers to help them thrive. Our goal is to be an industry leader based on the highest levels of trust and Christian business ethics.


The Trilogy management team has been collectively billing and paying its carrier clients in the transportation brokerage industry for 40 years. In addition, over the past two decades, the team has handled a very successful Quick Pay program for carriers. In 2022, the team worked with over 200 carriers in providing Quick Pay solutions. The team fully understands the process of obtaining the necessary paperwork to invoice the customer/debtor and advance-pay the carrier client. They also know the importance of credit approvals and collections.

Trilogy works with the U.S. trucking industry, focusing on mid-sized to small carriers without the time or resources to facilitate their own accounting. By partnering with Trilogy, these carriers can continue to deliver products and services to their customers without the stress of financial management, thus saving valuable time.

While the factoring industry involves high-tech finance and accounting, Trilogy prides itself on a high-touch approach of putting people first. Trilogy’s software automates many processes, and a client website portal provides information with transparency – but the client can always directly contact a member of Trilogy’s team 24/7 by phone or email.

An underlying motivation is the company’s focus on helping others.

“As a company based on Christian ethics, we have always believed in serving our team members and customers – which we believe leads to successful relationships and greater profits together.”

– Denise Nix, Trilogy CFO

Factoring Services

What We Do


Same Day Funding

Through utilizing Trilogy factoring services, you receive funding on open invoices within 24 hours, transparent and honest fees, and no additional charge for invoice processing.

Fuel Card Program

Start Saving BIG On Your Fuel Expense With Trilogy’s Fuel Card Program!

  • Cost Plus pricing at TA and Petro locations
  • Accepted at Thousands of Truck Stops Nationwide
  • Maintenance and Repair Service Program
  • Tire Purchase Program
  • Emergency Roadside Assistance Program

Mobile App

Access necessary paperwork and information with ease and quickness. The Trilogy mobile app is designed to provide quick information and assurance, which allows you and your fleet to keep moving.

No Hidden Fees

Trilogy looks to provide carriers with bundled services to allow for the most efficient factoring and processing. These value-added services will never come with surprise fees.

Excellent Customer Service

While the factoring industry involves high-tech finance and accounting, Trilogy remains focused on a high-touch approach of putting people first. Trilogy’s software automates many processes– but clients can always directly contact a member of the Trilogy team 24/7 by phone or email.

Technology and Automation

Trilogy utilizes one of the top technology software products in the factoring market, FactorSoft. The Trilogy team uses this software to automate processes and boost efficiency for all clients.

Client Portal

Quick and Efficient Payment

Christie and Scott Albritton,
Phat Daddy Transport

Get Started


Contact Us