Quick and dependable funding to keep your cash flowing and your company growing. Get started with Trilogy today to help your business reach its highest potential.
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Same Day Funding

No Hidden Fees

Competitive Rates

Fuel Card Program

Mobile App

Leasing Services

Excellent Customer Service

About Us

Who We Are


Trilogy provides factoring services to the U.S. trucking industry by directly supporting the cash flow and fiscal operations of our customers to help them thrive. Our goal is to be an industry leader based on the highest levels of trust and Christian business ethics.


The Trilogy management team has been collectively billing and paying its carrier clients in the transportation brokerage industry for 40 years. In addition, over the past two decades, the team has handled a very successful Quick Pay program for carriers. In 2022, the team worked with over 200 carriers in providing Quick Pay solutions. The team fully understands the process of obtaining the necessary paperwork to invoice the customer/debtor and advance-pay the carrier client. They also know the importance of credit approvals and collections.

Trilogy works with the U.S. trucking industry, focusing on mid-sized to small carriers without the time or resources to facilitate their own accounting. By partnering with Trilogy, these carriers can continue to deliver products and services to their customers without the stress of financial management, thus saving valuable time.

While the factoring industry involves high-tech finance and accounting, Trilogy prides itself on a high-touch approach of putting people first. Trilogy’s software automates many processes, and a client website portal provides information with transparency – but the client can always directly contact a member of Trilogy’s team 24/7 by phone or email.

An underlying motivation is the company’s focus on helping others.

“As a company based on Christian ethics, we have always believed in serving our team members and customers – which we believe leads to successful relationships and greater profits together.”

– Denise Nix, Trilogy CFO



The company’s COO is a career finance executive with over 30 years of experience in factoring and banking. As a banker, David worked as a commercial lender for two different large, publicly traded banks. David has also started and managed three different factoring operations and one truck leasing business. David has specialized in factoring in the transportation sector since 1995 for both large, medium, and small trucking companies.

There Are No Secrets to Success. It is the Result of Preparation, Hard Work, and Learning From Failure.

— Colin Powell



Trilogy’s CFO is a career transportation executive with 30 years’ experience in a key management role. During her tenure at two logistics firms, she has been responsible for tracking cash flow, financial planning, and analyzing financial strengths and weaknesses to help guide strategic direction.

True leaders don’t create followers. They create more leaders.

— Tom Peters



Trilogy’s Senior VP of Operations is a career factoring executive who has spent the last five years in management. At his previous logistics firm, Chase supervised the department that handles all third-party billing operations. He originally started in that department as an accountant before moving into management, building experience that provides tactical as well as strategic expertise in his new role at Trilogy.

A man must be big enough to admit his mistakes, smart enough to profit from them, and strong enough to correct them.

— John C. Maxwell



Kathryn has been in the transportation industry since 2014, including her most recent role as Assistant Controller for two terminal tractor providers. As a CPA, her knowledge and experience are vital to ensuring the accuracy and reliability of financial statements.

You build trust with others each time you choose integrity over image, truth over convenience, or honor over personal gain.

— John C. Maxwell



Veronica has over 8 years of experience in the underwriting field, including a high level of experience in loan processing and credit analysis. During her previous role as Senior Loan Officer for a local Credit Union, she was able to provide the best customer service and assist the community with all their financial needs.

Learning is the only thing the mind never exhausts, never fears, and never regrets.

— Leonardo Da Vinci



Emily has finance experience in several industries, including heavy equipment, construction, and terminal tractors. She has utilized multiple financial software programs in her analysis of the balance sheets of multiple industries. Most recently, she worked for a large terminal tractor provider assisting with month-end close, reconciling bank accounts, and all aspects of maintaining and analyzing company financials to ensure accuracy and compliance.

The size of your success is measured by the strength of your desire, the size of your dream, and how you handle disappointment along the way.

— Robert Kiyosaki



Carmen has over 6 years of experience in Transportation. At her previous logistics firm, she was an intricate team member when it came to problem resolution, industry requirements and building strong relationships. She takes pride in her ability to anticipate the needs of the industry and make collaborative decisions.

Growth and comfort do not coexist.

— Ginni Rometty



The Company’s Sales Manager, Justin has specialized in growing sales teams for the last 19 years. 17 of those years were geared toward sales and sales management in the high end automotive industry which allowed him to use his sales and networking skills which led him to Syfan Logistics almost 2 years ago. Prior to becoming the Trilogy Sales Manager, Justin worked as a Carrier Sales Representative before merging into the position of team leader.

Pressure is a privilege.

— Billie Jean King

Factoring Services

What We Do


Same Day Funding

Through utilizing Trilogy factoring services, you receive funding on open invoices within 24 hours, transparent and honest fees, and no additional charge for invoice processing.

Fuel Card Program

Start Saving BIG On Your Fuel Expense With Trilogy’s Fuel Card Program!

  • Cost Plus pricing at TA and Petro locations
  • Accepted at Thousands of Truck Stops Nationwide
  • Maintenance and Repair Service Program
  • Tire Purchase Program
  • Emergency Roadside Assistance Program

Mobile App

Access necessary paperwork and information with ease and quickness. The Trilogy mobile app is designed to provide quick information and assurance, which allows you and your fleet to keep moving.

No Hidden Fees

Trilogy looks to provide carriers with bundled services to allow for the most efficient factoring and processing. These value-added services will never come with surprise fees.

Excellent Customer Service

While the factoring industry involves high-tech finance and accounting, Trilogy remains focused on a high-touch approach of putting people first. Trilogy’s software automates many processes– but clients can always directly contact a member of the Trilogy team 24/7 by phone or email.

Technology and Automation

Trilogy utilizes one of the top technology software products in the factoring market, FactorSoft. The Trilogy team uses this software to automate processes and boost efficiency for all clients.

Client Portal

Quick and Efficient Payment

Christie and Scott Albritton,
Phat Daddy Transport

Contact Us

Get In Touch


PO Box 2997
Gainesville, GA 30503




Get Started


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